The Judge Speaks

A federal judge has refused to further delay implementation of the 2016 borrower defense rule and related regulations, many times referred to as the BDR regulations of November 1, 2016.  This results in the current final outcome pertaining to that rendition of the...

Decisions by Default

It happens frequently.  There is a tendency to stay in a steady-state mode of operation, based upon acting and reacting in accord with decisions and actions that require little effort.  In fact, for many, it would seem that they are pretty well programmed to make...